We have been in the accounts receivable factoring business since 1979, are independently owned, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and having had these experiences, can lend a helping hand to get you through any troublesome times you might suffer. We won't go out of business when the times get troublesome, as a few accounts receivable factoring companies regretfully have before.

Each factoring company has a preference for size, industry, and risk. It's not practical for you to know which accounts receivable factoring firm is the right fit for you. By reaching out to us, we'll cut to the core of your situation very quickly and help you locate the best match for your business - it could be us or another accounts receivable factoring company.

We have an enormous A-list of accounts receivable factoring industry counterparts, these mutual relationships were built over 20+ years in the business. So, when you take the time to explain your needs to us, you'll quickly learn that we can help you find just what you need.

Nearly all accounts receivable factoring firms let you select and choose your customers to factor. But a handful of them usually require a minimum dollar amount in order to do business with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is a lot like carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement which will make you use accounts receivable factoring when you don't require it.

Nearly all accounts receivable factoring firms fees are deceiving and confusing. It is baffling why they do this. We do not behave this way.  We are absolutely transparent about our fees. When you apply, you are provided a straightforward, no obligation rate proposal with the fee for your company. It is going to be tough finding another factoring company, if any, that will be absolutely transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our standard advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few receivables factoring businesses are funded by Wall Sreet bankers. We are a privately held company and don't take orders from investors and boards. Much like you, we are like-minded business people and we have experienced many of the road bumps that a business deals with. We hear your story, go over your concerns. Based on that information we will put together a tailor-made solution for you. Nearly all receivables factoring businesses particularly the Silicon Valley ones first and foremost gamble on an algorithm to determine your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

Nearly all accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you are provided with a dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or don't want to be troubled.

Don't neglect the fact that the accounts receivable factoring firm will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is exceptional. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we watch each invoice and follow them much the same as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is received.

Our business credit monitoring systems allow us to spot early negative trends so that we can protect you from iffy transactions. You have quick access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection concerns in order to work on them without delay.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Be on the lookout for negative payment trends. This is essential to prevent unnecessary write-offs.

We employ the latest technology to accelerate the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means better rates for you. Nearly all other companies are not even in the ballpark.